What we know – and don’t know – about Obamacare
There are many controversial topics out there that people may not truly understand. One of them is definitely Obamacare. Of course, healthcare has always been a hot-button issue, but the truth is that there are many people who disagree on exactly how it should be administered. Political parties also come into play in a situation like this, as a lot of people who disapproved of Obama in general because they wanted the Republican candidate to win did not like his healthcare policies as an extension of not liking him. However, the truth is that people should get to know more about Obamacare before making a positive or negative judgment about the policies that it entails.
There are many things that people should know about Obamacare, including Obamacare enrollment. They should know about Affordable Care Act enrollment requirements, Affordable Care Act form requirements, Affordable Care Act health insurance requirement specifications, and Affordable Care Act highlights. They can find out about these things by doing research on their own or talking to a professional who works in the field of health insurance. Someone who works in health insurance has been exposed to all sorts of different health insurance plans, and they will be able to answer questions.
Though, the enrollment of Obama Care is near to end yet people face a number of problems for getting themselves registered at healthcare.gov.
Though, people have been left with very short time to register yet Federal government and State governments claim that there was surge of visitors on the official sites. It is said that those people who could not complete their application owing to technical problems may be given some more time to get them covered. And, their coverage will start from the 1st May 2014.
A private TV channel reported that most of the people got their applications unprocessed due to technical problem. It said that the system was not accepting the applications and blocked all new comers. On the contrary, a senior official of Department of Health and Human Services said the system was flooded with 100,000 users at the same time and it was not possible for the system to accept all the applications. He further said we have put an opinion on the website requiring email ids of the new comers and once they enter their email address, they will be notified when they need to visit for completing their applications.
Apart from this, an official of federal government said that “it is for the first time that federal exchange had more than 1.6 million users on Monday and there was also surge in the State exchanges”.
Executive Director of Covered California Peter Lee said that “those residents of Golden State who have not completed their process have time until April 15 to pick a plan”.
1. How many people will enroll through the exchanges?
Obama administration has not released the figure of successfully registered people yet it is assumed that more than 6 million have been enrolled. Besides, it is presumed that those people who would not pay the premiums will drop their enrollments.
Kathleen Sebelius Health Secretary said to a news agency that 85% have successfully paid the money and the total figure of enrollment is 5.1 million.
2. Are the young and healthy signing up?
It is said that 25% applicants are young and they are 28 to 34 year old.
3. What about those buying individual policies directly from insurers?
Insurance companies said that those people who have directly registered are younger than those who are registering themselves through the exchanges.
4. How many of the uninsured will gain coverage?
The main motive of this healthcare reform is to decrease the rank of uninsured citizens. It is yet to be seen that how many uninsured Americans will be covered in 2014.
5. Can I keep my doctor?
Though President Obama made a promise that people should keep their doctors yet the vow was not fulfilled. Basically, most of the insurers have decreased the number of doctors for shortening the cost of premiums and many Americans claim that they do not need to keep their doctors due to numerous reasons. On the contrary, there are other people who claim that they do not have access to doctors. To which, Obama administration promised that “we will make sure in 2015 that everyone has easy access to doctors before beginning with the insurance process”.
